The word is no. Our credit score isn’t good enough. So no Aid 17… no home improvements. Damn. Who would have thought you needed to take out a LOAN for a Home Equity Line of Credit for something you already own and are living in? Sheesh! Well, there goes a dream of Keith’s and we still need to replace the van… and with a credit score of 500, I don’t see how we’re going to be able to do that. The credit score needed to be at least 620, and it wasn’t. And yes, this was MY credit, not Keith’s. Although, they did use Keith’s credit for the decision, too, and he has good credit, but he had been out of work for a year and a half, which probably impacted it… crap. So much for rebuilding my credit.
We’re barely making it now, and could have used $10-15,000 to pay off bills, and get the Aid car, but the bank insisted on filing for the $50,000… we wouldn’t have gotten the smaller loan though.
I’m seriously bumbed out.
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